Are you at risk from a cyber crime?

RISK CALCULATOR

ARE YOU AT RISK?

Who are you talking to?

Remember, if something seems too good to be true or seems suspicious, be wary and protect yourself

Are you up to date?

Make sure your computer’s fire wall and mobile or tablet’s operating systems are up to date. This will help protect against cyber criminals

Be careful what you click!

Never click a link in an unexpected email or text and be careful when downloading anything on your computer, mobile or tablet – check you can trust it and avoid a virus that can access your information

 

Want to find more information and staying Cyber Wise? Check out some useful links here.

Romance Fraud

Cyber criminals will attempt to gain a potential victim’s trust via a fake profile, often aiming to form a romantic relationship. They will then they ask you for money or personal information once they have built this trust.

Avoid giving away too much personal information when online dating and always keep an eye out for anything suspicious that could indicate the person you are talking to is not what they seem.

Credit and debit card fraud

The ever growing use of cards for payments, both online and in-person means that online criminals have another avenue to steal cash from innocent victims. There are a number of techniques that criminals use, from cloning cards, using lost or stolen cards or capturing your information when using a cash machine. Taking care with your cards themselves and always being alert to unusual activity in your bank account are the best ways to protect against these risks.

Fraud recovery fraud

An increasingly common scam where someone who has already been a victim of fraud is targeted again, offering to help recover the money lost previously but charging a fee to do so.

Criminals will pretend to be an official organisation whose role it may be to get involved, such as the Government or Police to help build trust.

Do not give your bank details or transfer money to any person or organisation who cannot prove they are legitimate.

Virus and Malware

Cyber criminals will aim to place viruses and other dangerous programs onto your computer, tablet and phone in order to take your personal data. This information can then be used to steal your identity or access your bank accounts.

Always be wary of links in emails, text messages and websites which may look untrustworthy to protect your personal information and your finances.

Ticket and holiday booking fraud

Fraudsters will often use holiday booking, such as flights and hotels, or tickets for concerts and other events, as an opportunity to scam innocent victims. Often, what you have bought may not exist or tickets may be fake, leaving you out of pocket.

Be cautious when contacted out of the blue by a company you have never spoken to before and when asked to pay in cash. Pay by credit or debit card as this offers extra protection.

Personal Investment Fraud

Fraudulent investment opportunities involve the offer to buy shares, bonds or other opportunities that end with victims losing large amounts of money in legitimate-looking schemes, which often do not even exist.

Never be pressured into investing, especially when being cold called out of the blue. If it sounds too good to be true, it often is.

RFID

Contactless bank cards, payments through smartphones and other uses for RFID (Radio-frequency identification) creates the risks of a criminal unknowingly activating the contactless technology and stealing money from your account.

This is a growing risk and something that can be protected against through RFID protectors which can be inserted into your wallet.

Look out for:

Password requests

Never automatically click on a link in an unexpected email or text.

Email links

Never automatically click on a link in an unexpected email or text.

Personal information

Always question uninvited approaches in case it’s a scam.